Are you concerned about your low credit score? If you are, there is an unsecured credit card made specifically for those with terrible credit that may be precisely what you need. If you have any unexpected bills and want to improve your credit, this card might be useful.
The Milestone® Gold Mastercard® is unique in that it does not require you to pay a security deposit upfront, unlike many other comparable cards. Instead, you can obtain a credit limit of $300 or higher.
It’s worth noting that some people may not find this card appealing because it has a hefty annual fee. Milestone, on the other hand, does not allow refunds, unlike other unsecured cards that need a refundable security deposit.
If you wish to improve your credit score with the Milestone® Gold card, you must be consistent with your payments. This is because to the hefty yearly charge, which consumes a large amount of your credit limit, even if it is only $300. Furthermore, a low credit limit might make it difficult to maintain a low credit use percentage, especially with yearly fees.
If you’re a loyal client, your credit card issuer may boost your credit limit, but keep in mind that how you use your card is important for developing excellent credit. If you use this card responsibly, it may open the door to other credit card alternatives in the future.
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Milestone Credit Card
The Milestone card is also called the Milestone® Gold Mastercard®. This card some say is not a good one considering the fact that it charges a very high yearly fee though, you will have to pay no security deposits.
However, you can testify that there are other good credit card companies that issue an unsecured card, demands a security deposit which is refundable, particularly during account closure. This is not so for Milestone rather, you don’t get any returns.
Besides, you really have to be prompt in payments to improve your credit score using the Milestone® Gold card. Yes! This is as a result of the high yearly fee charged by this card,
which makes a greater portion of its credit limit ($300). Not to mention that even a low credit limit changes nothing yet, making
It is also difficult for some users to maintain a low credit utilization ratio since the credit limit ($300) is low with the annual fees associated with the card.
Truly, the card issuer does increase the credit limit of loyal cardholders but, we should not forget too that the utilization ratio of cardholders plays an important role when it comes to getting good credit. Ensure you apply good financial decisions when using this card so you can get your credit score improved which offers you a wider alternative of cards to choose from.
Does this Unsecured Card Charges any fee?
Now, let’s talk about fees. When using this unsecured card, you must be aware of its fees. Users are to pay the following fee:
- You must pay an annual fee, which is between $35, and $99 (this fee is charged base on your creditworthiness).
- It has an APR (Annual Percentage Rate) of 35.90%. You can always confirm it on their website.
- No foreign transaction fees.
- No introductory APR for purchases.
What are the Benefits You Get as a Cardholder?
- All users shall be protected from fraud, should be that the lost their card or it was stolen.
- You are to select a design for your card.
- Those having a record of bankruptcy can also apply for this card.
- This card can be used at various locations Worldwide.
- You get access to a pre-qualification process with an immediate response.
- As cardholders, you can easily access your online account.
- While using the pre-qualification procedure, your credit score will not be affected.
Milestone Credit Card Login
How Do I Access my Online Account?
This is easy. First, you navigate to https://milestone.myfinanceservice.com/
Once you get that page, give the required login details
(Your Username and Password).
After that, you can now do that which you wish to do. Be it making of payments, or to access your paperless statements.
Notwithstanding, users can always recover any of their forgotten details. For this reason, you can click on the Forgot your Username or Password link on the login page of this card and do as you are being told.
Watch this video guide for more details
How to Make A Payment To Milestone Credit Card Online?
You can make your payment from your online account.
To make your payments, you just have to make use of the login procedure above to access your online account then, make your payment from there.
It might interest you to know that the Milestone Bank do posts member alerts, just for their convenience, below the login field.
