Privacy Policy

At SmarshCredit, safeguarding your privacy is important to us. We adhere to a set of core principles that underscore our commitment to protecting your personal information:

  • We refrain from soliciting personal information unless it is absolutely necessary for the services we provide.
  • We uphold a strict policy of non-disclosure regarding your personal data, sharing it only in instances where legal compliance, product development, or safeguarding our rights is imperative.
  • We maintain a minimalistic approach to data storage, storing personal information on our servers solely when indispensable for the continuous operation of our website.
  • These principles serve as the cornerstone of our privacy philosophy, ensuring that your confidentiality remains our top priority at all times.

At SmarshCredit, we value the privacy of our visitors. This Privacy Policy outlines how we collect, use, and safeguard your personal information when you visit

Collection of Information

Like most websites, SmarshCredit collects non-personally-identifying information that web browsers and servers typically make available, such as browser type, language preference, referring site, and the date and time of each visitor request. This information helps us understand how visitors interact with our website and improve their experience.

We may also collect potentially personally-identifying information, such as IP addresses, for logged-in users or those leaving comments on our blog. However, we do not disclose this information except as described in this Privacy Policy.

Use of Information

SmarshCredit gathers personally-identifying information only when necessary to fulfill the purpose of visitors’ interactions with our website. For example, when visitors comment on our blog or subscribe to updates via email, we collect their usernames, email addresses, and any other information they provide voluntarily.
We use this information to communicate with visitors, provide requested services, and enhance their experience on our website. Visitors can always choose not to provide personally-identifying information, but it may limit their access to certain features of the website.

Protection of Information

SmarshCredit takes appropriate measures to protect against unauthorized access, use, alteration, or destruction of potentially personally-identifying and personally-identifying information. We restrict access to this information to employees, contractors, and affiliated organizations who need to know it to provide services or support our operations. By using our website, you consent to the transfer of your information to such parties, even if they are located outside your home country.


SmarshCredit uses cookies to enhance visitors’ browsing experience and track their usage of the website. Cookies are small text files stored on your computer by your web browser. They enable us to recognize your device, remember your preferences, and analyze how you interact with our website. You can configure your browser to refuse cookies or alert you when cookies are being sent, but some features of the website may not function properly without cookies.

Business Transfers

In the event that SmarshCredit undergoes a business transition, such as a merger, acquisition, or sale of assets, your personal information may be one of the transferred assets. You acknowledge and consent that such transfers may occur and are permitted under this Privacy Policy.


Advertisements that will appear on SmarshCredit may be delivered to users by advertising partners who may set cookies. These cookies allow the ad server to recognize your computer and compile information about your online activities to provide targeted advertisements. This Privacy Policy does not cover the use of cookies by any advertisers.


Comments and other content submitted by users are subject to review by SmarshCredit. While we do not store comments on our servers unless necessary, any comments marked as false positives by our anti-spam service may be stored temporarily to improve the service and prevent future false positives.
Deleting Data
If you wish to delete your account and associated data from SmarshCredit, you can do so by accessing your account settings or profile page and selecting the option to delete your user account. Please note that this action will permanently delete all your data, including your name, email address, and any other information associated with your account, and cannot be undone.

Privacy Policy Changes

SmarshCredit reserves the right to update or modify this Privacy Policy at any time. Any changes will be effective immediately upon posting the revised Privacy Policy on our website. We encourage visitors to review this page periodically for any updates. Your continued use of the website after changes to the Privacy Policy signifies your acceptance of those changes.

If you have any questions or concerns about this Privacy Policy or our practices regarding your personal information, please contact us at

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