Credit Card

How to Make A Payment on My Kohl’s Card?

As the world evolves in technology, it is only natural that humans also upgrade and stay consistent with its standard. Credit cards have become a renowned help these days but finding one that suits your needs can be challenging.

Hence, we bring to your doorstep another Credit card you can enjoy.

Have you considered a credit card that, despite its high interest rate, offers its cardholders significant savings simply by maintaining a balance.

We give to you the Kohl’s Charge Card, despite the lack of a conventional rewards system, it has become a go-to for frugal shoppers and a trusted companion.

The Kohl’s Credit Card

This is a card that has a high APR yet gives users who are unable to complete their balance discounts on purchases.

The Kohl’s Departmental store is known to be a subsidiary of the Kohl’s Corp. (NYSE: KSS), this is one of the largest retail stores when it comes to sales.

Remember, Kohl’s is also known as a family-friend store which provides cheap quality clothing products which you can enjoy.

The store  has  a lot of devoted customers due to the coupons of 30% discount it gives on store purchase and regular discount promotion.

It also provides its personal branded retail store card which is useful only at Kohl’ and Kohl’s stores.

Does this Card Offer Rewards?

Kohl’s has no reward program but customers are being given rewards through the Yes2You Reward program and Kohl’s Cash.

The Yes2You reward program permits customers who make purchases to receive points which can be redeemed as a store card.

Kohl’s Credit Card

The Kohl’s Charge Card is might just be what you need. Despite the lack of a conventional rewards system, it has become a go-to for frugal shoppers and a trusted companion.

While Kohl’s cash gives credit on purchases. Kohl’s allows customers to get discounts and promotions, and when it accumulates, brings about huge savings.

It’s worthy to note that the Kohl’s cash promotion comes occasionally and may not be given to non-cardholders, that is why you need one.

What to Expect with the Kohl’s Credit Card? 

The Kohl’s Credit card provides the following;

New cards get an additional15% off their first purchase and 25% off their first purchase (within specified restrictions) as an introductory offer.

For ongoing discounts, cardholders may make use of the following perk.. Cardholders get 12 exclusive monthly offers in the form of coupons.

This retail charge card is exclusively redeemable in-store and online at Kohl’s and has the following restrictions.

The card has no yearly maintenance costs.

Annual Percentage Rate (APR) and Credit Limit: The APR is now 24.24% (as of July 2016). Users’ credit limits can be anything from $300 to $3,000. (subject to change.

It’s important to recognise how the Kohl’s Credit Card differs from other types of retail credit cards. It’s designed for those who fit a certain financial profile, thus the credit limit is smaller, the annual percentage rate is greater, and the loan is classified as subprime.

If you’re looking for a credit card with cash-back incentives on purchases, you might want to look elsewhere.

Another benefit is that as a Kohl’s Credit Card holder, you’ll get access to “My Kohl’s Charge” for convenient account management, where you can do things like check your balance, sign up for paperless statements, and make free online payments, as well as receive information on Kohl’s charge sales events via mail and other savings opportunities throughout the year, with so much ease.

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How Can I Get Kohl’s Employee Discount Card

There are a few methods in which workers at Kohl’s can obtain the employee discount card:


Kohl’s Charge: To become a member and have access to member-only pricing, all you have to do is use your credit card to make transactions.

  • To obtain a discount card, go to the associate services section of the Kohl’s website (linked at the bottom of the page).

Do Customers at Kohl’s Store Use This Card?

Regular customers of Kohl’s love this card because it grants them access to 12 member-only discounts and other perks each year.

Some shoppers may go so far as to combine offers in order to get the lowest possible price. You should probably look into other credit card alternatives if you don’t frequently purchase at Kohl’s.

Can I Use This Card Anywhere?

No, the Kohl’s Credit Card may only be used at the official Kohl’s website and in their physical shops.

How to Make A Payment on My Kohl’s Card?

Cardholders can use their debit card for paying card bills but not their credit cards. However, there are varieties of ways for paying card bills. They include:

Methods of Payment:

Kohl’s Credit Card payments can be made in a number of ways:

1. Make Payment Online

  • In order to make free use of online payments at Kohl’s, you must first create a “My Kohl’s Charge” account.
  • Daily payments can be scheduled for up to 180 days.
  • Any transactions submitted after 7:00 pm CST will be completed the next business day.

Watch this video, if you need more assistance:

2: The Kohl’s Mobile App/Website:

Get the Kohl’s app or go to the website from your mobile device.

Install the Kohl’s mobile app and register your Kohl’s Charge card as a method of payment under “My Kohl’s Charge.”

3. In-Store Payment:

  • Cash, money orders, debit cards, the Kohl’s Cares® card, and checks are all acceptable methods of payment in-store.
  • To clear your credit for the day, choose a cheque or cash payment.
  • Keep your receipt as proof that you made a purchase up until the store closes.

4. Mail-in Payment:

Make checks or money orders payable to “Kohl’s Payment Centre.”

  • Send your payment to Kohl’s Payment Centre, P.O. Box 2983, Milwaukee, WI 53201-2983. This address should be used for most states.

If you live in Alaska, Arizona, California, Colorado, Hawaii, Idaho, Montana, Nevada, Oklahoma, Oregon, Texas, Utah, Washington, or West Virginia, you can send your payment to the Kohl’s Payment Centre at PO Box 30510, Los Angeles, California 90030-0510.

  • Payments made after 5pm CST will be reflected the next business day.

Other Accepted Forms of Payment:

To pay with a debit card, call a customer service rep or use the automated phone system.

For amounts more than $3,000, payments can be made on separate days or through alternative methods.

Kohl’s Charge, MasterCard, Discover, American Express, Visa, JCB, Visa Checkout, Diners Club, and MasterPass are all accepted forms of payment.

Paying by Phone:

You can make free payments using the automated phone system at (855) 564-5748.

No credit card payments will be accepted. Your account number and bank routing number are required for ACH payments.

Finally, customers can pay your card bills using a recognized Kohl’s Charge card or other major cads like the; MasterCard, Discover, American Express, Visa, JCB, Visa Checkout, Diners Club or MasterPass.


Kohl’s charge card has become a go-to for frugal shoppers and a trusted companion with a coupon discount system you should leverage.

Though it lacks the conventional rewards system, the card has no yearly maintenance costs.

Kohl’s Credit Card is one you should consider. However, Whether a Credit card option suits you or not depends on personal interest that is why it is advisable for you to explore as many options as possible before making a decision.

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