Credit Card

Mysynchrony Login: How to Access Your  Online Account

Gone are the days of typewriters where  almost everything was done manually, where the paper works were tiring and the smell of papers began a natural cologne.

Are we even talking about the queues and the most worrying about them all is the time we consumed in very few things.

Thank God those days are gone and now we have the internet to take loans and run our payments online, so easy and less time consuming.

The MySynchrony has not left its clients out on this cruise where managing your finances online is like the movement of a breeze. so they created a Mysynchrony Login portal.

In this article  we have put together an explicit explanation on how to create your MySynchrony account, log in securely, make payments, as well as get help.

We also have some tips on how  to keep your information safe and you don’t want to miss that.

How to Create a MySynchrony Account

To get started, you’ll need to create a MySynchrony account if you don’t already have one.

Here’s how you can do that:

  • You need to visit and click on “Register” button  in the upper right corner.
  • Then the next thing to do is Enter your basic personal information like name, address, date of birth, Social Security Number, and email address.
  • After filling the above details, you’ll have to Create a username and password for your account. Make sure your password is unique and secure so that your account will not be easily accessible.
  • Thereafter, you have to agree to the Terms & Conditions of the website.
  • Lastly, you’ll need to Complete email verification and/or phone verification.

Once you have successfully created your account, you’re ready to log in!

Steps to Logging In to Your MySynchrony Account

To log into your account you need to follow the below listed steps:

  • Visit and click the “Login” option in the upper right.
  • Next, you enter your username and password on the login page.
  • If prompted, you’ll need to complete a two-factor authentication by just entering the secure code texted to your phone or emailed to your registered email.


After doing the above, You will then access your MySynchrony account portal!

Upon having access to your portal, you can check your balance, make payments, update personal details, manage notifications, access statements and tax documents, and a lot more.

Make Payments

If you want to make payments to your credit card or loan bill, worry less. We’ve provided  a step-by-step guide just for you:

  • Firstly, Login to your MySynchrony account portal as shown above.
  • Next, you Select your specific credit account under “My Accounts”.
  • Under the “Account Summary” button, you have to select the “Make Payment” option. 
  • After doing the above, enter the payment amount and payment date.
  • You’ll have to Select whether the payment will be made from your bank account, by mail, Western Union, MoneyGram or debit/credit card.
  • Follow whatever prompts so as to securely input your payment method details and complete the payment with so much ease.

Another comfortable  option is that You can schedule one-time payments or set up recurring auto-payments from your checking account as well. It’s so convenient! , isn’t it?. 

Account Security Tips

Now here are the tips I know you’ve been waiting for. 

When dealing with sensitive financial information online, it’s crucial to keep your account secure and to achieve that you can explore the below listed tips:

  • You should Create a strong password with upper/lowercase letters, numbers and symbols. It is advisable not to use personal info.
  • You need to enable two-factor authentication for an extra layer of security on login.
  • Please Don’t share your login credentials with anyone –  and note, not even customer service.
  • You should review your account activity frequently to identify any fraudulent transactions right away and immediately put an end to it.
  • You should also Keep your  personal contact info current so you can receive fast texts and calls if suspicious activity occurs.
  • You can set up transaction alerts to monitor account activity via text and email notifications.
  • Whenever you want to make transactions, use a secure internet connection in accessing your account to avoid hackers stealing your data.
  • And if you ever have issues with logging into your account, get Help! . Whether it is during making payments or managing your MySynchrony account, don’t hesitate to reach out for assistance.

To do that, You can call the number on the back of your credit card, or chat live on the MySynchrony website. Another option is to send secure messages directly through your account portal.

Friendly customer service reps are available to you 24/7 to help!

You can also check out the FAQ page for answers to commonly asked questions about managing your account online.

You can watch this video:



Having said all and showed you how easy it is to login and manage a mySynchrony account, We hope this guide gives you a better understanding of how to access your MySynchrony account online to conveniently manage payments, view statements and a lot more.

NOTE: Securing your financial information should be a top priority as well that is why we provided tips that you can leverage.  

With all said and done, we encourage you to Log in today to view your balance, schedule payments so you never miss a due date, monitor account activity and take control of your financing with MySynchrony. Reach out anytime if you have questions or need account assistance.

A Life made easy! 

Related Articles

Leave a Reply

Back to top button